Motor
We can offer competitive quotations for all types of motor insurance including private car, collector’s car and commercial vehicle tailored to suit your needs.

Motor Cycle
Quotations available for motor cycles with discounts allowed for experience, low mileage and garaged cycles.

Breakdown
Various options available for UK only or extensions to include European Cover.

Motor Legal Assistance
Providing a helpline for your assistance following an accident 24 hours a day 365 days a year.

Household
We can provide competitive quotations from our panel of insurers to ensure you have the correct cover for your requirements, including buildings, contents and personal possession together with other extensions.

Household Legal Assistance
Cover provides help and assistance for you and your family to pursue legal rights with the support of experienced claims staff and a panel of solicitors.

Travel
Short period policies available for single holidays and annual contracts available for more than one trip per year. Cover available for the more mature person, individuals with medical conditions and activity holidays.

Caravan
Cover available for the majority of static and touring caravans together with equipment and personal effects at competitive premiums.

Boat
Cover for small craft including yachts and motorboats including inboard and outboard engines, trailers, other equipment and personal effects.

Pet
Various levels of cover including liability, vets fees, death, kennel/cattery fees, holiday cancellation, theft/straying advertising and reward, accidental damage along with other additional extras for your companion and friend at very competitive premiums.

Shop
These policies are designed for your shop and will cover your buildings, contents, stock, goods in transit, money, frozen food, public and products liability, employer’s liability, and loss of profits. We also offer a wide range of optional extras, allowing us to tailor the insurance package to suit your business needs.

Office/Surgery
These policies are designed to meet the requirements of the professional services industry for all types of office and Surgeries. Covers include employers liability, public liability, buildings, contents, goods in trust, goods in transit, refrigerated stock, doctors bags, loss of profits, money, all risk cover for items anywhere in the UK, personal accident & assault and more.

Property Owners
These policies provide cover for commercial and residential properties including, buildings, contents, loss of rent, property owner’s liability and additional extras such as accidental damage and rent guarantee. Cover can be provided for most tenant types including professional, industrial, retail, retired, DSS, students, unoccupied and more.

Home Worker
Insurance cover is available for a wide range of home and business risks including manual and non-manual traders who use their home for business purposes. We can arrange cover for just the office or for the full home including buildings, home contents, business equipment, liability, business interruption and computer breakdown.

Commercial Combined
These policies offer cover for a wide range of businesses from manufacturing, distribution, engineering and leisure, to nurseries, schools, charities, retail and more. All policies can be adapted to meet your business’ specific needs and include covers such as contents, stock, buildings, loss of profits, public and employer’s liability, money, and many other sections.

Public, Products and Employers Liability
These policies are available separately or as part of a commercial combined policy and premiums are generally calculated on the turnover and wages of your business. We have access to many specialist insurers including Lloyds of London.

Small Business Public and Employers Liability
These policies are designed for self employed persons & small businesses (including Limited companies) undertaking a variety of manual, clerical and professional trades. We can also arrange insurance cover for tools, contract works, own plant, hired in plant and cover for temporary employees and bona fide subcontractors.

Contract Works/Plant
We can provide cover for sole proprietors to large organisations. Cover can include liability, contract works, own plant, plant hired in or out, tools, temporary site buildings, and personal accident.

Self Builder
These policies are designed for individuals building and occupying their own home. Includes employers liability, public liability, contract works, existing structure, own plant, hired in plant, employees tools and contents.

Professional Indemnity
A typical professional indemnity policy will provide indemnity to the insured against loss arising from any claim or claims for breach of duty which may be made and reported to the insurers during the policy period by reason of any neglect, error or omissions committed in the conduct of the insured's professional business.

Engineering (insurance, breakdown and inspection)
We can provide inspection cover for all types of plant; electrical and mechanical, lifting and power press and more. We can also cover plant items for fire, theft, accidental damage, breakdown and explosion.

Haulage
Cover available for haulier’s vehicles, goods in transit and liability. We provide cover for inland UK, Europe, world wide, refrigerated goods and many more.

Marine/Goods in Transit
These policies cover goods moved by hauliers, manufacturers, importers, exporters, assemblers, buyers, sellers, inland or world wide.

Trailer Insurance
Our trailer insurance products are designed to insure any type of trailer including horseboxes. Most car insurance policies will cover an attached trailer for third party risks only but not cover any damage to the trailer in an accident, any incident where the trailer is detached from the towing vehicle, nor any loss of the trailer.

These policies are extremely competitively rated and benefits from no rating areas meaning that all risks will now be rated on the value of the trailer regardless of its location and use.  
Key Benefits include:
New for Old cover for new trailers
Cover includes European Use
Replacement Hire cover also included
20% Discount if Datatag theft deterrent system fitted
Minimum Premium £89.00

There is no restriction on the type of trailer that can be covered – this can include general purposes, box vans, flat beds, car / bike transporters, plant, tipping, exhibition, livestock, horseboxes, power boat, dinghy, commercial goods and mobility.

Motor Trade
We can provide insurance cover on both road risks only and combined motor traders policies including quotes for car sales, petrol stations, mechanics, tyre fitters, body repair centres and many others. Covers extend to include personal business use, demonstration cover, contents, tools, buildings, employers liability, public and sales indemnity cover, plant insurance and inspection and more.

Motor Fleet
These policies are designed to provide insurance cover for vehicles owned by your company. We can also arrange cover for vehicles in the name of directors of the business. We can provide fleet policies from a minimum of two vehicles such as cars, vans, lorries, tankers, cement mixers and more. We can provide many benefits such as legal expenses, temporary business use for employee’s vehicles, any driver from 17 years of age with no young driver increased excesses and new for old cover for cars up to 18 months old and commercial vehicles up to 12 months old.

Personal Accident & Illness
These policies provide cover for employees and proprietors of UK companies. This Insurance will provide financial protection in the event that the insured person has an accident or is ill and unable to work either temporarily or permanently.

Business Travel
Cover and benefits can be tailored to your needs. Premiums are calculated at the outset based on an estimated travel for the cover period. Spouses/partners and dependent children are automatically included when accompanying insured persons on business trips. Cover can be extended to include the pleasure trips of named persons (and their family).

Directors and Officer
This policy provides insured persons (Directors & Officers) with protection against personal liability for wrongful acts for which your company has not provided indemnity. Protection is also provided to the insured company where they are permitted or required to indemnify insured persons for wrongful acts.

Performance Bond
A performance bond (which is usually for 10% of the contract value) gives a financial guarantee to the buyer that should the contractor fail during the course of the contract, there will be a sum of money paid (the bond amount) for the additional costs associated with getting the contract finished. They are usually obtained from either banks or specialist insurance companies.

Commercial Legal Expenses
Quotes available with optional 50k or 100k indemnity levels from as little as £35. Full cover be can provided for small businesses at just £68.25 and includes:
contract disputes
employment disputes / awards
tax investigation
inland revenue enquiries
vat disputes
criminal prosecution defence
jury service & court attendance
statutory licence protection
disputes with landlords

Health and Safety
Bespoke health and safety and fire safety advice from independent advisors. Preferential rates available if recommended via EASI Ltd.

Fixed Electrical Inspections
This can be provided via one of our insurers who use an independent electrical company called Inspection Network Ltd. They provide electrical inspections and portable appliance testing and the service is available to all of our clients, even if they are not an Evolution policyholder.This product offers a unique and simple pricing structure which is extremely competitive when set against other market offerings:
Electrical Inspections based on the number of fixed distribution boards from £350 + VAT per board
Portable Appliance Testing from £1.50 per item